Four ways to cut your bills and earn up to £300 in just 10 minutes netflix free account 2020

Is it still not January pay day yet?

For many of us pay day is still a few weeks away and that means money can be tight at the end of the month.

There are plenty of ways to save money on household bills including cutting the cost of energy bills, TV services and reducing the price of your weekly shop. But what about if you actually want to earn money?

There are a couple of ways that could result in you actually being paid money and cut the cost of your bills. They would only take 10 minutes and may apply to you.

Here are four top saving tips that could save you money in 2020.

Switching energy bills

If you are coming to the renewal point of your energy bill you should think about switching.

The government recently announced nearly eight million people switched energy provider last year, saving around £290 on average as people moved to cheaper tariffs. Sticking with the same provider means you could be paying a lot more for energy than you need to.

The easiest way to quickly save money would be to sign up for LookAfterMyBills . The company appeared on Dragon’s Den, where it got offers from all five dragons. It works by automatically switching you to the best and cheapest tariff when your contract is up then notifying you of the changes. It is hands-off and simple to sign up, potentially saving you hundreds of pounds.

If you want to do the switch yourself you can get £120 cashback by signing up to EDF Energy via deals website Topcashback. If you are new to Topcashback you will also get the £15 welcome bonus, making the total cashback amount £135 when you switch via this link.

Saving – up to £135 cashback or around £290 a year

Switching banks

Bank are usually keen to tempt you from your current bank and they often offer rewards for those who do. Some of these do come with catches but it can be a quick way to earn some money.

In January 2020 two banks are offering cash for you to switch your account but you have to be a completely new customer to get the deal.

HSBC is offering a hefty £175 for new customers to switch your current bank. You need to have two active direct debits being paid from the account and you have to pay in £1,750 every month.

If you are paying in less than that you can choose First Direct. The bank is one of the better banks for customer service and is offering £100 cashback when you switch. You will only need to pay in £1,000 within the first three months to get the deal.

Switching takes about ten minutes via a switching service and all of your payments and direct debits should move over automatically.

Saving – £100 or £175 in cashback

Check your council tax band

It is possible to be in the wrong council tax band and if you are you may be overpaying.

There is a way to check if you are overpaying and potentially get a refund if yours is in the incorrect band. Click  here  to check your band.

You may even get a payout to reclaim some of your previous payments.

Savings: £100-400 per year (and backdated reclaimed payout of £1,000s)

Switch your TV deal

If you are coming to the end of your TV contract now is a good time to haggle for a lower price. Get in touch with your provider and use these January sale deals as a starting point to lower your monthly payments.

Sky is selling Entertainment and Netflix packages for £25 a month, which includes free Netflix and is actually lower than the Black Friday deal.

BT is selling broadband and TV, complete with Amazon Prime Video for six months, for £44.99 in its January sale deal. For that price you get BT Sport, 21 premium channels and a recordable TV box.

Virgin Media’s Bigger Bundle deal is £49 for 12 months and includes BT Sport, Sky One, ESPN and Sky Sports News. The deal also comes with a £100 bill credit.

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